ACH deposit and withdrawal limits vary across different institutions. Our limits are on par with most reputable credit unions. These limits are largely in place to limit the risk of fraudulent ACH transactions both incoming and outgoing.
Please note: ACH transactions typically take 3 to 7 business days to post.
Transfer type | Daily Limit | Monthly Limits | Yearly Limits |
ACH Deposit | $10,000 | $30,000 | $100,000 |
ACH Withdrawal | $10,000 | $30,000 | $100,000 |
Sameday ACH Deposit | $10,000 | $30,000 | $100,000 |
Sameday ACH Withdrawal | $10,000 | $30,000 | $100,000 |
Direct Deposits and Transfers from external accounts | $50,000 | $500,000 | $3,000,000 |
Sending money to external accounts via Account and Routing number | $15,000 | $50,000 | $200,000 |
OnJuno to OnJuno Accounts | $2,000 | $5,000 | $15,000 |
Cash Withdrawals | $500 | ||
Card Purchases | $4,000 |