ACH deposit and withdrawal limits vary across different institutions. Our limits are on par with most reputable credit unions. These limits are largely in place to limit the risk of fraudulent ACH transactions both incoming and outgoing.

Please note: ACH transactions typically take 3 to 7 business days to post.

Transfer type

Daily Limit

Monthly Limits

Yearly Limits

ACH Deposit

$10,000

$30,000

$100,000

ACH Withdrawal

$10,000

$30,000

$100,000

Sameday ACH Deposit

$10,000

$30,000

$100,000

Sameday ACH Withdrawal

$10,000

$30,000

$100,000

Direct Deposits and Transfers from external accounts

$50,000

$500,000

$3,000,000

Sending money to external accounts via Account and Routing number

$15,000

$50,000

$200,000

OnJuno to OnJuno Accounts

$2,000

$5,000

$15,000

Cash Withdrawals

$500

Card Purchases

$4,000

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